POUPANÇA NO MINUTO
CLASSIFICADOS AUTO
Home loans. Average installment falls for the first time since December 2021
For the first time since the series began (December 2021), the average monthly payment on the housing credit stock has fallen: it went from 426 to 423 euros, the Bank of Portugal (BdP) announced this Friday.
© iStock
Economia Crédito
"The average monthly payment for the housing credit stock was 423 euros, a decrease of 3 euros compared to February. This was the first month since the beginning of the statistical series, in December 2021, in which there was a decrease in the average monthly payment", can be read in the BdP statement.
In March, new housing loans were mostly contracted at mixed rate (i.e., with a fixed interest rate in an initial period of the contract, followed by a period in which the interest rate is variable). The mixed rate was applied to 74% of all new housing loans.
According to the BdP, the average interest rate on new housing credit operations went from 3.92%, in February, to 3.83% in March.
The average interest rate on new housing credit contracts decreased by 0.04 pp, reaching 3.68% in March. In renegotiated contracts it was reduced by 0.07 pp, to 4.20%.
New loan operations to individuals totaled 2583 million euros in March, 58 million more than in February. New loan operations include totally new contracts and renegotiated contracts.
The amount of new loan contracts to individuals increased by 178 million euros in March, reaching 1989 million euros. This increase was observed in housing purposes (+168 million euros, to 1307 million) and other purposes (+22 million euros, to 220 million). New consumer loan contracts decreased by 12 million euros, to 462 million euros.
Credit renegotiations decreased by 120 million euros compared to February, totaling 593 million euros in March 2024. This evolution was largely due to housing credit renegotiations, which, in March, decreased by 118 million euros compared to February, to a total of 549 million euros.
Read Also: South Korea accuses Pyongyang of preparing attacks against South Koreans (Portuguese version)
Descarregue a nossa App gratuita.
Oitavo ano consecutivo Escolha do Consumidor para Imprensa Online e eleito o produto do ano 2024.
* Estudo da e Netsonda, nov. e dez. 2023 produtodoano- pt.com
Recomendados para si
Classificados Auto
Leia Também
Últimas Notícias
Mais lidas
- Última hora
- Dia
- Semana
-
1
economia Vindimas
Vinificou uvas que não conseguiu vender e alterou estratégia de negócio
-
2
economia Mercadona
Mercadona abre hoje terceira loja em Gaia (e criou 75 postos de trabalho)
-
3
economia Taxas de juro
BCE desce taxas de juro pela 3.ª vez, mas inflação "deve aumentar"
-
4
-
5
economia IRS Jovem
Existe risco da poupança com IRS Jovem ser 'descontada' em novos salários
-
6
economia Porta 65
Reclamações sobre o Porta 65 voltam a disparar. São mais 80% este ano
-
7
economia Segurança
NISS? Segurança Social alerta para sites "que alegam prestar serviços"
-
8
economia cabaz alimentar
Cêntimo a cêntimo, esvazia o consumidor a carteira: Cabaz alimentar sobe
-
9
economia Euribor
Euribor sobe a três meses e cai a seis meses para novo mínimo
-
10
economia IRS Jovem
Em Bruxelas, há quem pareça "querer seguir" IRS Jovem. "Fico agradado"
